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Jun 30, 2021

AFG Q2 2021 Earnings Report

American Financial Group reported strong Q2 2021 results, driven by its Specialty P&C businesses and alternative investments.

Key Takeaways

American Financial Group, Inc. reported a net income of $1.0 billion ($11.70 per share) for the second quarter of 2021, compared to $177 million ($1.97 per share) in the second quarter of 2020. Core net operating earnings were $205 million ($2.39 per share) for the 2021 second quarter, compared to $60 million ($0.67 per share) in the 2020 second quarter. The company increased its full-year core net operating earnings guidance to $8.40-$9.20 per share.

Net earnings per share were $11.70, including $9.31 per share in after-tax non-core items.

Net earnings from continuing operations were $240 million ($2.81 per share).

Core net operating earnings were $2.39 per share, a 257% increase from the prior year period.

The company increased its full-year core net operating earnings guidance to $8.40-$9.20 per share.

Total Revenue
$1.25B
Previous year: $1.18B
+5.6%
EPS
$2.39
Previous year: $1.05
+127.6%
Gross Profit
$1.46B
Previous year: $1.95B
-25.2%
Cash and Equivalents
$3B
Previous year: $500M
+500.0%
Total Assets
$28.8B
Previous year: $70.9B
-59.4%

AFG

AFG

Forward Guidance

AFG expects core net operating earnings in 2021 to be in the range of $8.40 to $9.20 per share. This guidance excludes earnings from discontinued annuity operations and assumes zero earnings on parent company cash. The guidance reflects a normal crop year and an annualized return of approximately 8% on alternative investments.

Positive Outlook

  • Strong performance of Specialty P&C businesses.
  • Strong returns produced by alternative investments.
  • Disciplined operating philosophy.
  • Lower catastrophe volatility than peers.
  • Favorable P&C operating environment.

Challenges Ahead

  • Guidance excludes earnings from discontinued annuity operations.
  • Guidance assumes zero earnings on parent company cash.
  • Guidance reflects a normal crop year.
  • Guidance reflects an annualized return of approximately 8% on alternative investments.
  • Market conditions and other factors could affect actual results.