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Mar 31, 2021

AIG Q1 2021 Earnings Report

AIG had an excellent start to the year with growth in General Insurance and continued strong performance in Life and Retirement.

Key Takeaways

AIG reported a strong first quarter with growth in General Insurance and solid performance in Life and Retirement. Net income attributable to AIG common shareholders was $3.9 billion, or $4.41 per diluted common share. The combined ratio was 98.8 inclusive of catastrophe losses and 92.4, as adjusted. AATI was $923 million, or $1.05 per diluted common share.

Delivered strong growth in net premiums written in General Insurance, driven by North America and International Commercial businesses.

Achieved underwriting profitability in General Insurance, with a combined ratio of 98.8 inclusive of catastrophe losses and 92.4, as adjusted.

Life and Retirement delivered another solid quarter, with adjusted pre-tax income growth driven by diversified product offerings and increased investment returns.

Repurchased $362 million of common stock and ended the quarter with $7.9 billion of liquidity.

Total Revenue
$14.5B
Previous year: $14.4B
+0.1%
EPS
$1.05
Previous year: $0.11
+854.5%
Combined Ratio
98.8%
Previous year: 101.5%
-2.7%
Accident Year Combined Ratio
92.4%
Previous year: 95.5%
-3.2%
Gross Profit
$12.3B
Previous year: $12.3B
+0.0%
Cash and Equivalents
$7.9B
Previous year: $7.5B
+5.3%
Total Assets
$599B
Previous year: $510B
+17.3%

AIG

AIG

Forward Guidance

AIG expects profitable growth to continue throughout the year, supported by the repositioning of their global portfolio.