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Dec 31, 2020

AIG Q4 2020 Earnings Report

AIG reported a net loss with progress in General Insurance and strong returns in Life and Retirement.

Key Takeaways

AIG reported a net loss of $60 million for Q4 2020, compared to a net income of $922 million in the prior year quarter. However, the General Insurance business showed improvement with a 1.9 point improvement in the accident year combined ratio, as adjusted.

Net loss attributable to AIG common shareholders was $60 million, or $0.07 per common share.

AATI was $827 million, or $0.94 per diluted common share.

Total consolidated net investment income was $4.0 billion.

Book value per common share was $76.46 as of December 31, 2020, an increase of 3.5% compared to September 30, 2020.

Total Revenue
$9.68B
Previous year: $11.8B
-18.1%
EPS
$0.94
Previous year: $1.03
-8.7%
Accident Year Combined Ratio
1.9%
Previous year: 95.8%
-98.0%
Gross Profit
$35.4B
Previous year: $40.2B
-11.7%
Cash and Equivalents
$3.23B
Previous year: $7.6B
-57.5%
Total Assets
$586B
Previous year: $525B
+11.7%

AIG

AIG

Forward Guidance

AIG is positioning for long-term, sustainable and profitable growth, effectively managing the impacts of COVID-19 and natural catastrophes while remaining well capitalized.