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Sep 30, 2020

AIG Q3 2020 Earnings Report

AIG reported solid third quarter results, demonstrating improvement in General Insurance and Life and Retirement sectors.

Key Takeaways

AIG reported solid third quarter results with General Insurance showing improvement in accident year combined ratio and Life and Retirement demonstrating strong improvement in adjusted pre-tax income. The results were impacted by natural catastrophes, COVID-19 losses, and actuarial assumption updates.

General Insurance accident year combined ratio improved for the ninth consecutive quarter.

Life and Retirement's adjusted pre-tax income showed a strong improvement from last year.

High frequency of natural catastrophes and COVID-19 had a limited impact on financial results.

AIG announced its intention to separate its Life and Retirement business from AIG.

Total Revenue
$10.2B
Previous year: $12.9B
-20.9%
EPS
$0.81
Previous year: $0.56
+44.6%
Underwriting Income
-$423M
Combined Ratio
107.2%
Accident Year Combined Ratio
93.3%
Gross Profit
$8.23B
Previous year: $10.8B
-23.5%
Cash and Equivalents
$10.7B
Previous year: $3.77B
+183.8%
Total Assets
$577B
Previous year: $525B
+9.9%

AIG

AIG

Forward Guidance

AIG announced its intention to separate its Life and Retirement business from AIG. No decisions have yet been made regarding the structure of the proposed separation.