Sep 30, 2021

Equifax Q3 2021 Earnings Report

Equifax achieved its seventh consecutive quarter of double-digit revenue growth.

Key Takeaways

Equifax reported a record third quarter revenue of $1.223 billion, a 14% increase year-over-year, driven by a 35% growth in Workforce Solutions and strong performance in USIS non-mortgage and International revenue, while increasing full-year revenue and EPS guidance.

Record third quarter revenue of $1.2 billion, up 14%

Workforce Solutions revenue growth of 35%; tenth consecutive quarter of double-digit revenue growth

Strong new product roll-outs leveraging new EFXCloud

Executed strategic acquisitions of Appriss Insights, Health e(fx) and Teletrack which enhance differentiated data, strengthen Workforce Solutions and broaden ID & Fraud capabilities

Total Revenue
$1.22B
Previous year: $1.07B
+14.5%
EPS
$1.85
Previous year: $1.87
-1.1%
Adjusted EBITDA Margin
33%
Previous year: 36.6%
-9.8%
Workforce Solutions Oper. Margin
49.8%
International Operating Margin
11.4%
Gross Profit
$734M
Previous year: $635M
+15.6%
Cash and Equivalents
$2.03B
Previous year: $1.54B
+31.9%
Total Assets
$11.1B
Previous year: $9.25B
+19.8%

Equifax

Equifax

Equifax Revenue by Segment

Equifax Revenue by Geographic Location

Forward Guidance

Equifax is raising its full-year financial guidance, reflecting revenue to a range of $4.901 billion to $4.921 billion, and Adjusted EPS to a range of $7.52 to $7.62.

Positive Outlook

  • Reported Revenue between $1,230 million and $1,250 million
  • Reported Revenue Growth between 10.0% and 11.8%
  • Local Currency Growth between 9.9% and 11.7%
  • Organic Local Currency Growth between 4.5% and 6.3%
  • Adjusted Earnings Per Share between $1.72 and $1.82

Revenue & Expenses

Visualization of income flow from segment revenue to net income