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Sep 30, 2023

Essent Q3 2023 Earnings Report

Essent's financial results for Q3 2023 were announced, with a net income of $178.0 million and a quarterly dividend of $0.25 per common share declared.

Key Takeaways

Essent Group Ltd. reported a net income of $178.0 million for the quarter ended September 30, 2023, which is comparable to the $178.1 million reported for the same quarter in 2022. The company's new insurance written was $12.5 billion, and the insurance in force reached $238.7 billion. Net investment income increased by 44% compared to the third quarter of the previous year, reaching $47.1 million.

Net income for Q3 2023 was $178.0 million, or $1.66 per diluted share.

New insurance written for Q3 2023 totaled $12.5 billion.

Insurance in force as of September 30, 2023, was $238.7 billion.

Net investment income for Q3 2023 increased by 44% to $47.1 million compared to Q3 2022.

Total Revenue
$296M
Previous year: $262M
+13.1%
EPS
$1.66
Previous year: $1.66
+0.0%
New Insurance Written
$12.5B
Previous year: $17.1B
-27.0%
Insurance In Force
$239B
Previous year: $223B
+7.3%
Gross Profit
$244M
Previous year: $210M
+16.4%
Cash and Equivalents
$96.8M
Previous year: $79.5M
+21.8%
Free Cash Flow
$194M
Previous year: $172M
+13.0%
Total Assets
$6.09B
Previous year: $5.56B
+9.7%

Essent

Essent

Essent Revenue by Segment

Forward Guidance

No specific forward guidance was provided in the press release.

Revenue & Expenses

Visualization of income flow from segment revenue to net income