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Sep 30, 2024

Essent Q3 2024 Earnings Report

Essent's financial performance remained strong, driven by interest rates and investment portfolio growth.

Key Takeaways

Essent Group Ltd. reported a net income of $176.2 million for Q3 2024, slightly lower than the $178.0 million reported in Q3 2023. The company's results benefited from interest rates impacting persistency and growth in the investment portfolio. New insurance written was $12.5 billion, consistent with the previous quarter and the same quarter last year.

Net income for Q3 2024 was $176.2 million, or $1.65 per diluted share.

New insurance written for Q3 2024 was $12.5 billion, consistent with Q2 2024 and Q3 2023.

Insurance in force as of September 30, 2024, was $243.0 billion, compared to $238.7 billion as of September 30, 2023.

The Board of Directors declared a quarterly cash dividend of $0.28 per common share.

Total Revenue
$310M
Previous year: $296M
+4.8%
EPS
$1.65
Previous year: $1.66
-0.6%
New Insurance Written
$12.5B
Previous year: $12.5B
+0.0%
Insurance In Force
$243B
Previous year: $239B
+1.8%
Provision for Losses and LAE
$12.2
Gross Profit
$259M
Previous year: $244M
+6.1%
Cash and Equivalents
$109M
Previous year: $96.8M
+12.9%
Free Cash Flow
$229M
Previous year: $194M
+17.9%
Total Assets
$7.13B
Previous year: $6.09B
+16.9%

Essent

Essent

Forward Guidance

Essent Group Ltd. did not provide specific forward guidance in the provided earnings report. The report focused on the results of the third quarter of 2024 and did not include projections or expectations for future periods.