Essent Group Ltd. delivered steady performance in Q3 2025, driven by resilient credit trends, steady new insurance written, and healthy investment income, despite a modest decline in net income year-over-year.
Net income was $164.2 million, or $1.67 per diluted share.
New insurance written totaled $12.2 billion, in line with prior year.
Insurance in force grew to $248.8 billion.
Loss provision increased to $44.9 million, reflecting reserve growth.
Essent expects to maintain strong earnings through disciplined underwriting, favorable credit environment, and strong capital management, though it remains cautious about macroeconomic and housing market volatility.
Analyze how earnings announcements historically affect stock price performance