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Dec 31, 2022

Essent Q4 2022 Earnings Report

Essent reported net income of $147.4 million and EPS of $1.37 for Q4 2022.

Key Takeaways

Essent Group Ltd. reported a net income of $147.4 million, or $1.37 per diluted share, for the quarter ended December 31, 2022. The company's Board of Directors has declared a quarterly cash dividend of $0.25 per common share.

Net income for Q4 2022 was $147.4 million, or $1.37 per diluted share.

New insurance written for the fourth quarter of 2022 was $13.0 billion.

Insurance in force as of December 31, 2022 was $227.1 billion.

The combined ratio for the fourth quarter was 24.6%.

Total Revenue
$230M
Previous year: $257M
-10.5%
EPS
$1.37
Previous year: $1.64
-16.5%
Combined Ratio
24.6%
Previous year: 17.4%
+41.4%
New Insurance Written
$13B
Previous year: $16.4B
-20.7%
Insurance In Force
$227B
Previous year: $207B
+9.6%
Gross Profit
$65.9M
Previous year: $217M
-69.7%
Cash and Equivalents
$81.2M
Previous year: $81.5M
-0.3%
Free Cash Flow
$171M
Previous year: $190M
-10.2%
Total Assets
$5.72B
Previous year: $5.72B
+0.0%

Essent

Essent

Forward Guidance

Essent management discussed the company's results and outlook on a conference call held on February 10, 2023.