First BanCorp delivered improved profitability in Q4 2025, with increased net interest income and strong loan growth, despite higher non-interest expenses.

First BanCorp delivered an exceptional financial performance in the third quarter of 2025, with net income increasing to $100.5 million, or $0.63 per diluted share, compared to $80.2 million, or $0.50 per diluted share, in the previous quarter. This growth was primarily fueled by record net interest income, robust loan growth, and stable asset quality. The company also saw significant capital generation, enabling share repurchases and dividend payments.

First BanCorp reported Q2 2025 net income of $80.2M and EPS of $0.50, driven by record net interest income and stable asset quality. Loan growth was solid in Puerto Rico and Florida, while credit trends improved with lower net charge-offs. Capital ratios remained well above regulatory requirements, and the company repurchased $28M in common shares.

First BanCorp delivered another solid quarter with net income of $77.1 million and EPS of $0.47. Improvements in net interest margin and reduced non-interest expenses contributed to higher pre-tax, pre-provision income. The company also enhanced its capital position while maintaining stable credit quality.

First BanCorp reported a net income of $73.7 million for Q3 2024, reflecting consistent performance and organic capital generation. The company posted a strong return on assets of 1.55%, maintained positive credit performance and stable deposit trends, and progressed on its capital deployment strategy.

First BanCorp. reported a net income of $75.8 million for Q2 2024, driven by solid operating performance and growth prospects. The company delivered a strong return on assets of 1.61%, grew its net interest margin, registered organic loan growth, grew core deposits, and returned 100% of earnings to shareholders through buybacks and dividends.

First BanCorp reported a net income of $73.5 million, or $0.44 per diluted share, for Q1 2024. The loan portfolio grew for the ninth consecutive quarter, expenses were prudently managed, and profitability was sustained. The company returned over 100% of earnings in the form of buybacks and dividends.

First BanCorp reported a net income of $79.5 million, or $0.46 per diluted share, for Q4 2023. The corporation experienced strong financial performance and solid loan growth. Total loans increased by $233.0 million and non-performing assets decreased.

First BanCorp reported a net income of $82.0 million for Q3 2023, with a return on average assets of 1.72%. The results were driven by loan growth, disciplined expense management and positive economic trends in the main market, Puerto Rico.

First BanCorp reported a net income of $70.7 million, or $0.39 per diluted share, for Q2 2023, consistent with the previous quarter. The return on average assets was 1.51%. Net interest income was $199.8 million, and the net interest margin was 4.23%. Total loans increased by $140.4 million, while total deposits increased by $767.7 million.

First BanCorp reported a net income of $70.7 million, or $0.39 per diluted share, for the first quarter of 2023. The company's return on average assets remained strong at 1.55%.

First BanCorp reported a net income of $73.2 million, or $0.40 per diluted share, for Q4 2022. The loan portfolio grew by $254.3 million, and the net interest margin expanded by 6 basis points. The efficiency ratio was 48.02%. Core deposits decreased by $314.9 million.

First BanCorp reported a net income of $74.6 million, or $0.40 per diluted share, for Q3 2022. Net interest income increased to $207.9 million, driven by upward repricing of variable-rate commercial loans and higher average balances in the consumer loan portfolio.

First BanCorp. reported a net income of $74.7 million, or $0.38 per diluted share, for the second quarter of 2022. The results reflect an increase in net interest income and continued loan growth, offset by a decrease in non-interest income and an increase in non-interest expenses.

First BanCorp reported a strong first quarter with net income of $82.6 million, or $0.41 per diluted share, driven by operational efficiencies and a positive economic outlook. Pre-tax pre-provision income reached a record $111.8 million. Loan growth increased, particularly in commercial, construction, and consumer loans. The company completed its $300 million stock repurchase program and announced a new $350 million program.

First BanCorp reported a net income of $73.6 million for Q4 2021, with earnings per diluted share at $0.35. The results reflect strong core performance and the integration of acquired operations, with loan originations reaching $1.3 billion, although total loans decreased due to reductions in SBA PPP and residential mortgage loans.

First BanCorp reported strong third quarter results with net income of $75.7 million and a record pre-tax, pre-provision income of $103.6 million. Improvements in the economic backdrop within the operating markets and improvements in asset quality drove core performance metrics.

First BanCorp reported a strong second quarter with a net income of $70.6 million, driven by improvements in macroeconomic trends and a reserve release of $26 million. Excluding the reserve release, pre-tax, pre-provision revenue reached $96.6 million. The company also completed a stock repurchase of 7.96 million shares.

First BanCorp reported a strong first quarter with net income of $61.2 million, or $0.28 per diluted share, driven by improving macroeconomic forecasts which led to a reserve release of $15 million. Core operating performance was strong with pre-tax pre-provision income of $86 million.

First BanCorp. reported a net income of $50.1 million for Q4 2020, an increase compared to $28.6 million in the previous quarter. The results reflect the full effect of the Banco Santander Puerto Rico acquisition and include merger and restructuring costs.

First BanCorp reported a net income of $28.6 million for Q3 2020, influenced by the acquisition of Banco Santander Puerto Rico and various special items. The acquisition contributed significantly to deposits and loans, while also impacting net interest margin and non-interest expenses. Overall, the bank's capital position remained strong.

First BanCorp reported a net income of $21.3 million, or $0.09 per diluted share, for Q2 2020. The results were impacted by deteriorating economic forecasts requiring a reserve build of $29.1 million. However, pre-tax, pre-provision income remained strong at $67 million. The company remains well-capitalized with a total risk-based capital ratio of 25.1%.

First BanCorp reported a net income of $2.3 million, or $0.01 per diluted share, for the first quarter of 2020. The results were influenced by a reserve build for loans, finance leases and debt securities of $59.8 million due to the COVID-19 pandemic, and a tax-exempt gain from sales of investment securities of $8.2 million.

First BanCorp reported net income of $36.4 million, or $0.16 per diluted share, for Q4 2019, which included $6.8 million of after-tax merger and restructuring charges. Adjusted core results were $42.8 million, or $0.19 per diluted share.