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Jun 30, 2023

First BanCorp Q2 2023 Earnings Report

Reported a net income of $70.7 million, or $0.39 per diluted share, consistent with the first quarter of 2023.

Key Takeaways

First BanCorp reported a net income of $70.7 million, or $0.39 per diluted share, for Q2 2023, consistent with the previous quarter. The return on average assets was 1.51%. Net interest income was $199.8 million, and the net interest margin was 4.23%. Total loans increased by $140.4 million, while total deposits increased by $767.7 million.

Net income of $70.7 million, or $0.39 per diluted share, consistent with the first quarter of 2023.

Return on average assets for the second quarter of 2023 at 1.51%, compared to 1.55% for the first quarter of 2023.

Net interest income of $199.8 million for the second quarter of 2023, compared to $200.9 million for the first quarter of 2023.

Total loans increased by $140.4 million from the prior quarter to $11.7 billion as of June 30, 2023.

Total Revenue
$200M
Previous year: $196M
+1.8%
EPS
$0.37
Previous year: $0.38
-2.6%
Total Capital Ratio
19.15%
Tier 1 Capital Ratio
16.64%
Leverage Ratio
10.73%
Gross Profit
$225M
Previous year: $196M
+14.7%
Cash and Equivalents
$1.05B
Previous year: $1.26B
-17.0%
Free Cash Flow
$36.5M
Previous year: $99.7M
-63.4%
Total Assets
$19.2B
Previous year: $19.5B
-1.9%

First BanCorp

First BanCorp

First BanCorp Revenue by Geographic Location