•
Mar 31, 2023

First BanCorp Q1 2023 Earnings Report

Net income decreased and return on average assets remained strong

Key Takeaways

First BanCorp reported a net income of $70.7 million, or $0.39 per diluted share, for the first quarter of 2023. The company's return on average assets remained strong at 1.55%.

Net income was $70.7 million, or $0.39 per diluted share.

Return on average assets remained strong at 1.55%.

Pre-tax, pre-provision income was $118.1 million.

Total loans increased $28.0 million from the prior quarter to $11.6 billion.

Total Revenue
$201M
Previous year: $186M
+8.2%
EPS
$0.39
Previous year: $0.41
-4.9%
Leverage Ratio
10.57%
Previous year: 10.35%
+2.1%
Gross Profit
$224M
Previous year: $213K
+105173.7%
Cash and Equivalents
$824M
Previous year: $1.69B
-51.4%
Free Cash Flow
$114M
Previous year: $108M
+5.2%
Total Assets
$19B
Previous year: $19.9B
-4.7%

First BanCorp

First BanCorp

First BanCorp Revenue by Geographic Location

Forward Guidance

The Corporation opted to pause share buybacks during the second quarter and expects to resume share repurchases during the second half of the year.

Revenue & Expenses

Visualization of income flow from segment revenue to net income