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Jun 30, 2024

First BanCorp Q2 2024 Earnings Report

Reported solid operating performance fueled by growth prospects.

Key Takeaways

First BanCorp. reported a net income of $75.8 million for Q2 2024, driven by solid operating performance and growth prospects. The company delivered a strong return on assets of 1.61%, grew its net interest margin, registered organic loan growth, grew core deposits, and returned 100% of earnings to shareholders through buybacks and dividends.

Net income was $75.8 million, or $0.46 per diluted share.

Return on assets was 1.61%.

Net interest margin increased.

Core deposits, excluding brokered and government deposits, increased by $132 million.

Total Revenue
$200M
Previous year: $200M
-0.1%
EPS
$0.46
Previous year: $0.37
+24.3%
Net Interest Margin
4.22%
Total Capital Ratio
18.21%
Previous year: 19.15%
-4.9%
Common Equity Tier 1 Ratio
15.77%
Cash and Equivalents
$586M
Previous year: $1.05B
-44.0%
Total Assets
$18.9B
Previous year: $19.2B
-1.4%

First BanCorp

First BanCorp

First BanCorp Revenue by Geographic Location

Forward Guidance

No specific forward guidance was provided in the document.