Mar 31, 2022

Glacier Q1 2022 Earnings Report

Reported results for the quarter ended March 31, 2022.

Key Takeaways

Glacier Bancorp reported a net income of $67.8 million for the current quarter, a decrease of $13.0 million, or 16 percent, from the $80.8 million of net income for the prior year first quarter. The loan portfolio, excluding the Payroll Protection Program (“PPP”) loans, organically grew $407 million, or 12 percent annualized, in the current quarter.

Loan portfolio, excluding PPP loans, grew by $407 million, or 12% annualized.

Net income was $67.8 million, a 34% increase from the prior quarter.

Non-interest expense decreased by 3% over the prior quarter.

Net interest income, on a tax-equivalent basis, was $190 million.

Total Revenue
$186M
Previous year: $157M
+18.3%
EPS
$0.61
Previous year: $0.85
-28.2%
Efficiency Ratio
57.11%
Previous year: 46.75%
+22.2%
Loan to Deposit Ratio
63.52%
Previous year: 70.72%
-10.2%
Gross Profit
$210M
Previous year: $196M
+7.2%
Cash and Equivalents
$437M
Previous year: $878M
-50.3%
Total Assets
$26.1B
Previous year: $19.8B
+32.0%

Glacier

Glacier

Forward Guidance

While accelerating inflation and higher interest rates may create some economic headwinds, we remain optimistic about the year.