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Sep 30, 2021

Glacier Q3 2021 Earnings Report

Glacier Bancorp's financial performance decreased slightly due to a reduction in the gain on sale of residential mortgage loans, but core loan and net interest income growth remained strong.

Key Takeaways

Glacier Bancorp reported a net income of $75.6 million for the quarter ended September 30, 2021, a slight decrease from the previous year. The company completed the acquisition of Altabancorp on October 1, 2021, expanding its presence in Utah.

Loan portfolio, excluding PPP loans, increased by $382 million, or 14% annualized.

Core deposits increased by $742 million, or 18% annualized.

Net interest income, excluding PPP loans, increased by $4.6 million, or 3%, over the prior quarter.

Completed the acquisition of Altabancorp, the parent company of Altabank.

Total Revenue
$163M
Previous year: $151M
+7.4%
EPS
$0.79
Previous year: $0.81
-2.5%
Net Interest Margin
3.39%
Efficiency Ratio
50.17%
Previous year: 49.16%
+2.1%
Loan to Deposit Ratio
65.06%
Previous year: 82.29%
-20.9%
Gross Profit
$195M
Previous year: $198M
-1.7%
Cash and Equivalents
$349M
Previous year: $770M
-54.7%
Total Assets
$21.3B
Previous year: $17.9B
+18.9%

Glacier

Glacier

Forward Guidance

Future cash dividends will depend on a variety of factors, including net income, capital, asset quality, general economic conditions and regulatory considerations.