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Sep 30, 2022

Glacier Q3 2022 Earnings Report

Glacier Bancorp's financial performance increased due to organic and acquisition growth.

Key Takeaways

Glacier Bancorp reported a net income of $79.3 million for the quarter ended September 30, 2022, a 5% increase compared to the same quarter last year. The increase was driven by the acquisition of Altabancorp and organic loan growth.

Net income was $79.3 million, a 5% increase from the prior year third quarter.

Loan portfolio, excluding PPP loans, grew by $457 million, or 13% annualized.

Core deposits increased by $96.0 million, or 2% annualized.

Net interest margin was 3.34%, compared to 3.23% in the prior quarter.

Total Revenue
$205M
Previous year: $163M
+26.3%
EPS
$0.72
Previous year: $0.79
-8.9%
Net Interest Margin
3.34%
Previous year: 3.39%
-1.5%
Efficiency Ratio
52.76%
Previous year: 50.17%
+5.2%
Gross Profit
$225M
Previous year: $195M
+15.6%
Cash and Equivalents
$425M
Previous year: $349M
+21.9%
Total Assets
$26.7B
Previous year: $21.3B
+25.4%

Glacier

Glacier

Forward Guidance

Glacier Bancorp is well prepared for an economic downturn and remains confident in the markets they serve and the quality of their loan portfolio.