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Dec 31, 2020

Glacier Q4 2020 Earnings Report

Reported record net income and increased diluted earnings per share.

Key Takeaways

Glacier Bancorp reported a record net income of $81.9 million for Q4 2020, a 43% increase compared to the prior year's fourth quarter. Diluted earnings per share also increased by 39% to $0.86. The company saw a significant increase in gain on sale of loans and a decrease in COVID-19 related loan modifications.

Net income increased by 43% compared to the prior year fourth quarter.

Diluted earnings per share increased by 39% from the prior year fourth quarter.

Gain on sale of loans increased by 159% compared to the prior year fourth quarter.

COVID-19 related bank loan modifications decreased significantly from prior quarters.

Total Revenue
$166M
Previous year: $136M
+21.5%
EPS
$0.86
Previous year: $0.62
+38.7%
Net Interest Margin
4.03%
Previous year: 4.45%
-9.4%
Efficiency Ratio
50.34%
Previous year: 54.9%
-8.3%
Loan to Deposit Ratio
76.29%
Previous year: 88.92%
-14.2%
Gross Profit
$210M
Previous year: $163M
+28.8%
Cash and Equivalents
$633M
Previous year: $331M
+91.3%
Total Assets
$18.5B
Previous year: $13.7B
+35.2%

Glacier

Glacier

Forward Guidance

Glacier Bancorp is optimistic about the future and the opportunity for continued profitable growth.