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Dec 31, 2019

KeyCorp Q4 2019 Earnings Report

Reported net income of $439 million, or $0.45 per diluted common share, and pursued efficiency initiatives.

Key Takeaways

KeyCorp reported a net income of $439 million, or $0.45 per diluted common share, for Q4 2019. The company achieved its seventh consecutive year of positive operating leverage, driven by balance sheet growth, fee-based businesses, and expense control. KeyCorp also completed $241 million of common share repurchases during the quarter.

Seventh consecutive year of positive operating leverage

Positive momentum in core businesses: solid growth in loans and deposits

Strong expense management: noninterest expense down 3% from 4Q18

Significant capital return: 9% increase in common share dividend and $868 million in share repurchases in 2019

Total Revenue
$1.64B
Previous year: $1.65B
-0.9%
EPS
$0.48
Previous year: $0.48
+0.0%
Net Interest Margin
2.98%
Cash Efficiency Ratio
58.7%
Net Loan Charge-offs
0.42%
Gross Profit
$1.58B
Previous year: $1.6B
-1.3%
Cash and Equivalents
$732M
Previous year: $678M
+8.0%
Total Assets
$145B
Previous year: $140B
+3.8%

KeyCorp

KeyCorp

KeyCorp Revenue by Segment

Forward Guidance

KeyCorp did not provide specific forward guidance in the Q4 2019 earnings report.

Revenue & Expenses

Visualization of income flow from segment revenue to net income