•
Dec 31, 2024

KeyCorp Q4 2024 Earnings Report

KeyCorp reported a net loss of $(279) million, or $(.28) per diluted common share, and adjusted net income of $378 million, or $.38 per diluted common share for Q4 2024.

Key Takeaways

KeyCorp reported a net loss of $(279) million for Q4 2024, but adjusted net income was $378 million. Revenue was $865 million, with adjusted revenue up 16% year-over-year. Net interest income increased by 10% linked quarter, and there was momentum across investment banking, payments, and wealth management fees, up 27% year-over-year.

Net loss of $(279) million, or $(.28) per diluted common share; adjusted net income of $378 million, or $.38 per diluted common share.

Revenue of $865 million; adjusted revenue up 16% year-over-year.

Net interest income up 10% linked quarter.

Common Equity Tier 1 ratio increased 120 basis points quarter-over-quarter to 12%.

Total Revenue
$1.78B
Previous year: $1.53B
+16.3%
EPS
$0.38
Previous year: $0.25
+52.0%
Net Interest Margin
2.41%
Previous year: 2.07%
+16.4%
Net Loan Charge-offs
0.43%
Previous year: 0.26%
+65.4%
Common Equity Tier 1
12%
Previous year: 10%
+20.0%
Cash and Equivalents
$1.74B
Previous year: $941M
+85.2%
Total Assets
$187B
Previous year: $188B
-0.6%

KeyCorp

KeyCorp

KeyCorp Revenue by Segment

Forward Guidance

KeyCorp is well positioned for sound, profitable growth in 2025 and beyond.

Positive Outlook

  • Strong finish to the year with EPS and revenue impacted by securities portfolio repositioning.
  • Adjusted revenues were up 16% year-over-year and 11% sequentially.
  • Net interest income was up 10% quarter-over-quarter and fees (as adjusted) were up meaningfully versus comparable periods.
  • Positive operating leverage for a second consecutive quarter.
  • Net charge-offs were down 26% and criticized loans down 7% on a linked quarter basis.