•
Dec 31, 2023

KeyCorp Q4 2023 Earnings Report

Reported a net income of $30 million, with solid underlying performance as net interest income stabilized, expenses were well-controlled, and credit costs remained low.

Key Takeaways

KeyCorp reported a net income of $30 million, or $0.03 per diluted common share, for Q4 2023. The quarter's results included $209 million of after-tax expenses related to a FDIC special assessment, efficiency related expenses, and a pension settlement charge. The underlying performance was solid with net interest income stabilizing, expenses well-controlled, and credit costs remaining low.

Net interest income stabilized, expenses were well-controlled.

Credit costs remained low, and the capital position continued to improve.

Investments continued in differentiated fee-based businesses, anticipated to gain traction as capital market conditions improve.

Balance sheet optimization goal exceeded with a $14 billion reduction in risk-weighted assets.

Total Revenue
$1.53B
Previous year: $1.9B
-19.3%
EPS
$0.25
Previous year: $0.38
-34.2%
Net Interest Margin
2.07%
Previous year: 2.73%
-24.2%
Cash Efficiency Ratio
88.6%
Previous year: 60.3%
+46.9%
Net Loan Charge-offs
0.26%
Previous year: 0.14%
+85.7%
Gross Profit
$2.66B
Previous year: $1.83B
+45.3%
Cash and Equivalents
$941M
Previous year: $887M
+6.1%
Total Assets
$188B
Previous year: $190B
-0.8%

KeyCorp

KeyCorp

Forward Guidance

I am unable to provide forward guidance information as it is not present in the document