•
Dec 31, 2022

KeyCorp Q4 2022 Earnings Report

Reported net income of $356 million, or $.38 per diluted common share, driven by loan and deposit growth and solid credit quality.

Key Takeaways

KeyCorp reported a net income of $356 million, or $.38 per diluted common share, for Q4 2022. The results reflect a provision for credit losses of $265 million and are supported by loan and deposit growth across commercial and consumer businesses. The company also demonstrated solid credit quality with net charge-offs to average loans of 14 basis points.

Net income from continuing operations attributable to Key common shareholders was $356 million, or $.38 per diluted common share.

Provision for credit losses of $265 million, which exceeded net charge-offs by $224 million, or $.20 per share

Loan and deposit growth across commercial and consumer businesses.

Solid credit quality with net charge-offs to average loans of 14 basis points.

Total Revenue
$1.9B
Previous year: $1.95B
-2.5%
EPS
$0.38
Previous year: $0.64
-40.6%
Net Interest Margin
2.73%
Previous year: 2.44%
+11.9%
Cash Efficiency Ratio
60.3%
Previous year: 59.4%
+1.5%
Net Loan Charge-offs
0.14%
Previous year: 0.08%
+75.0%
Gross Profit
$1.83B
Previous year: $1.87B
-2.2%
Cash and Equivalents
$887M
Previous year: $913M
-2.8%
Total Assets
$190B
Previous year: $186B
+1.9%

KeyCorp

KeyCorp

KeyCorp Revenue by Segment

Forward Guidance

This earnings release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements do not relate strictly to historical or current facts. Forward-looking statements usually can be identified by the use of words such as “goal,” “objective,” “plan,” “expect,” “assume,” “anticipate,” “intend,” “project,” “believe,” “estimate,” or other words of similar meaning.

Revenue & Expenses

Visualization of income flow from segment revenue to net income