Mar 31, 2022

Annaly Q1 2022 Earnings Report

Announced financial results for the quarter ended March 31, 2022.

Key Takeaways

Annaly Capital Management reported a GAAP net income of $1.37 per average common share and earnings available for distribution of $0.28 per average common share for the quarter, with an economic return of (12.3%). The company's book value per common share was $6.77, with GAAP leverage at 5.3x and economic leverage at 6.4x. They declared a quarterly common stock cash dividend of $0.22 per share.

GAAP net income of $1.37 per average common share for the quarter

Earnings available for distribution (“EAD”) of $0.28 per average common share for the quarter; unchanged from the prior quarter with dividend coverage of over 125%

Economic return of (12.3%) for the first quarter

Annualized GAAP return on average equity of 65.6% and annualized EAD return on average equity of 14.0%

Total Revenue
$656M
Previous year: $763M
-14.1%
EPS
$1.12
Previous year: $1.16
-3.4%
Net Interest Margin
3.2%
Previous year: 3.39%
-5.6%
Average Yield on Assets
3.61%
Previous year: 3.76%
-4.0%
Cost of Interest Bearing Liabilities
0.48%
Previous year: 0.42%
+14.3%
Cash and Equivalents
$956M
Previous year: $1.12B
-14.9%
Total Assets
$76.2B
Previous year: $85.4B
-10.8%

Annaly

Annaly

Forward Guidance

The market environment during the first quarter of 2022 was one of the most challenging for fixed-income in decades, characterized by exceptional volatility with substantial spread widening and a notable increase in benchmark rates. The announced sale of our Middle Market Lending portfolio subsequent to quarter end marks a significant strategic achievement that is accretive to Annaly's stockholders.

Positive Outlook

  • Improvement in new investment returns provided by wider spreads
  • Greater certainty of mortgage cash flows in a lower prepayment environment
  • Additional clarity with respect to quantitative tightening
  • Sale of Middle Market Lending portfolio is accretive to Annaly's stockholders
  • Transaction enables Annaly to deploy additional capital into our core housing finance strategy

Challenges Ahead

  • Challenging market environment for fixed-income
  • Exceptional volatility with substantial spread widening
  • Notable increase in benchmark rates
  • Agency MBS underperformance resulting from market turbulence impacted book value
  • Expectation for continued volatility