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Mar 31, 2021

Nelnet Q1 2021 Earnings Report

Reported GAAP net income of $123.6 million, or $3.20 per share, for the first quarter of 2021.

Key Takeaways

Nelnet reported a strong first quarter in 2021 with GAAP net income of $123.6 million, or $3.20 per share, compared to a net loss in the same period last year. The company saw increased net interest income, a negative provision for loan losses, and improved contributions from its Loan Servicing and Systems and Education Technology segments.

GAAP net income was $3.20 per share, or $2.44 per share excluding adjustments.

Net interest income increased due to the company's loan portfolio.

A negative provision for loan losses was recognized due to improved economic conditions.

Revenue diversification and exceptional customer experiences are a priority.

Total Revenue
$340M
Previous year: $246M
+38.6%
EPS
$2.44
Previous year: $0.62
+293.5%
Total Loans Serviced
$505B
Previous year: $477B
+5.8%
Gross Profit
$200M
Cash and Equivalents
$144M
Previous year: $205M
-29.6%
Free Cash Flow
$30.8M
Total Assets
$22.2B
Previous year: $23.3B
-4.8%

Nelnet

Nelnet

Nelnet Revenue by Segment

Forward Guidance

This press release contains forward-looking statements that are subject to risks and uncertainties.

Revenue & Expenses

Visualization of income flow from segment revenue to net income