•
Jun 30, 2023

Nelnet Q2 2023 Earnings Report

Nelnet's financial performance reflected the strength of its core operating businesses, with strategic investments and expense management initiatives shaping the company's results.

Key Takeaways

Nelnet reported GAAP net income of $28.3 million, or $0.75 per share, for the second quarter of 2023. The company's core operating businesses performed well, with notable contributions from the Education Technology, Services, and Payment Processing segment. Nelnet is actively assisting millions of federal student loan borrowers returning to repayment.

GAAP net income was $28.3 million, or $0.75 per share.

Net income, excluding derivative market value adjustments, was $26.7 million, or $0.71 per share.

Loan Servicing and Systems segment reported revenue of $122.0 million.

Education Technology, Services, and Payment Processing segment revenue increased to $109.9 million.

Total Revenue
$298M
Previous year: $345M
-13.7%
EPS
$0.71
Previous year: $1.44
-50.7%
Total Loans Serviced
$559B
Previous year: $590B
-5.2%
Gross Profit
$104M
Previous year: $272M
-61.8%
Cash and Equivalents
$2.13B
Previous year: $128M
+1556.1%
Free Cash Flow
$63.3M
Previous year: $190M
-66.7%
Total Assets
$17.8B
Previous year: $20.6B
-13.7%

Nelnet

Nelnet

Nelnet Revenue by Segment

Forward Guidance

This press release contains forward-looking statements within the meaning of federal securities laws. The words “anticipate,” “assume," "believe,” “continue,” “could,” "ensure," “estimate,” “expect,” “forecast,” “future,” “intend,” “may,” “plan,” “potential,” “predict,” "scheduled," “should,” “will,” “would,” and similar expressions, as well as statements in future tense, are intended to identify forward-looking statements.

Revenue & Expenses

Visualization of income flow from segment revenue to net income