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Jun 30, 2022

PennyMac Q2 2022 Earnings Report

Reported a strong financial performance driven by the servicing segment and expense management initiatives.

Key Takeaways

PennyMac Financial Services, Inc. reported a net income of $129.2 million for the second quarter of 2022, resulting in $2.28 earnings per share. The company's revenue reached $511.5 million. The servicing portfolio grew, and strategic expense management contributed to the results.

Net income was $129.2 million, or $2.28 per share on a diluted basis.

Revenue totaled $511.5 million.

Book value per share increased to $65.38 from $62.19 at March 31, 2022.

The servicing portfolio reached $527.3 billion in UPB.

Total Revenue
$512M
Previous year: $742M
-31.1%
EPS
$2.28
Previous year: $2.94
-22.4%
PMT Assets Under Mgmt
$2.1B
Previous year: $2.3B
-8.7%
Gross Profit
$265M
Previous year: $370M
-28.3%
Cash and Equivalents
$1.42B
Previous year: $324M
+336.6%
Free Cash Flow
$1.7B
Previous year: $2.58B
-33.9%
Total Assets
$14.3B
Previous year: $23.9B
-40.2%

PennyMac

PennyMac

PennyMac Revenue by Segment

Forward Guidance

Though PFSI’s returns are projected to trend lower over the next few quarters due to volatility in the current market environment, management remains confident in their positioning over the long-term given their balanced business model with a large and growing servicing portfolio and this management team’s long history of executing through various markets.

Revenue & Expenses

Visualization of income flow from segment revenue to net income