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Jun 30, 2024

PennyMac Q2 2024 Earnings Report

PennyMac Financial reported strong earnings driven by its servicing business and increased dividend.

Key Takeaways

PennyMac Financial Services, Inc. reported a net income of $98.3 million for Q2 2024, resulting in $1.85 earnings per share. The company's servicing portfolio continues to drive revenue and cash flow, with a 50% increase in the quarterly dividend to $0.30 per share.

Net income for the second quarter of 2024 was $98.3 million, or $1.85 per share.

The Board of Directors approved a quarterly cash dividend of $0.30 per share, a 50 percent increase.

Total acquisition and origination volumes were $27 billion, up 25 percent from the prior quarter.

Servicing portfolio grew to more than $630 billion in unpaid principal balance at quarter-end.

Total Revenue
$406M
Previous year: $337M
+20.7%
EPS
$2.67
Previous year: $1.11
+140.5%
Gross Profit
$839M
Previous year: $209M
+302.2%
Cash and Equivalents
$784M
Previous year: $1.53B
-48.8%
Free Cash Flow
-$1.09B
Previous year: $2.23B
-149.1%
Total Assets
$21.6B
Previous year: $18B
+20.0%

PennyMac

PennyMac

PennyMac Revenue by Segment

Forward Guidance

In the third quarter, PMT expects to retain approximately 30 to 50 percent of total conventional correspondent production, an increase from 18 percent in the second quarter.

Revenue & Expenses

Visualization of income flow from segment revenue to net income