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Sep 30, 2022

PennyMac Q3 2022 Earnings Report

PennyMac Financial reported strong financial performance driven by income contributions from both production and servicing segments.

Key Takeaways

PennyMac Financial Services, Inc. reported a net income of $135.1 million for the third quarter of 2022, resulting in $2.46 per share on a diluted basis, with revenue reaching $476.3 million.

Net income for Q3 2022 was $135.1 million, or $2.46 per share diluted.

Revenue for Q3 2022 totaled $476.3 million.

Book value per share increased to $68.26 from $65.38 at the end of Q2 2022.

The Board of Directors declared a cash dividend of $0.20 per share for Q3.

Total Revenue
$476M
Previous year: $787M
-39.5%
EPS
$2.46
Previous year: $3.8
-35.3%
PMT Assets Under Mgmt
$2B
Previous year: $2.5B
-20.0%
Gross Profit
$174M
Previous year: $576M
-69.8%
Cash and Equivalents
$1.56B
Previous year: $477M
+227.1%
Free Cash Flow
-$589M
Previous year: $1.44B
-141.0%
Total Assets
$16.4B
Previous year: $19.7B
-17.1%

PennyMac

PennyMac

PennyMac Revenue by Segment

Forward Guidance

The company remains focused on the challenges facing the industry and will remain vigilant in its risk management disciplines while pursuing efficiency improvements.