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Jun 30, 2023

PennyMac Q2 2023 Earnings Report

PennyMac Financial reported solid results, with increased production volumes and a strong contribution from the servicing business, offset by net valuation-related losses.

Key Takeaways

PennyMac Financial Services, Inc. reported net income of $58.3 million for the second quarter of 2023, or $1.11 per share on a diluted basis, on revenue of $336.5 million. Book value per share increased to $69.77.

Net income for the second quarter of 2023 was $58.3 million, or $1.11 per share on a diluted basis.

Revenue for the quarter totaled $336.5 million.

Book value per share increased to $69.77.

Loan production activity for the quarter totaled $24.9 billion in UPB.

Total Revenue
$337M
Previous year: $512M
-34.2%
EPS
$1.11
Previous year: $2.28
-51.3%
PMT Assets Under Mgmt
$1.9B
Previous year: $2.1B
-9.5%
Gross Profit
$209M
Previous year: $265M
-21.4%
Cash and Equivalents
$1.53B
Previous year: $1.42B
+8.3%
Free Cash Flow
$2.23B
Previous year: $1.7B
+30.8%
Total Assets
$18B
Previous year: $14.3B
+26.0%

PennyMac

PennyMac

PennyMac Revenue by Segment

Forward Guidance

The mortgage origination market remains constrained.

Revenue & Expenses

Visualization of income flow from segment revenue to net income