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Mar 31, 2022

Camden National Q1 2022 Earnings Report

Camden National's financial performance for Q1 2022, with a 2% increase in net income and diluted EPS compared to Q4 2021, but a decrease compared to Q1 2021, was reported.

Key Takeaways

Camden National Corporation reported a net income of $16.8 million and diluted EPS of $1.13 for Q1 2022. These figures represent a 2% increase over the previous quarter but a 15% decrease compared to the same quarter last year. The company's asset quality remained strong, with a non-performing assets to total assets ratio of 0.12%.

Net income increased by 2% over the fourth quarter of 2021.

Loans grew by $102.7 million, or 3%, during the first quarter of 2022.

Asset quality remains strong, with a non-performing assets to total assets ratio of 0.12%.

Allowance for credit losses on loans coverage ratio decreased to 0.90% of total loans.

Total Revenue
$46.2M
Previous year: $47.6M
-2.9%
EPS
$1.13
Previous year: $1.31
-13.7%
Return on Average Equity
12.96%
Previous year: 15%
-13.6%
Common Equity Ratio
8.9%
Previous year: 10.46%
-14.9%
Non-Performing Assets to Total Assets
0.12%
Previous year: 0.2%
-40.0%
Gross Profit
$45.1M
Previous year: $46.6M
-3.2%
Cash and Equivalents
$139M
Previous year: $368M
-62.1%
Free Cash Flow
$42.4M
Previous year: $61.7M
-31.4%
Total Assets
$5.42B
Previous year: $5.09B
+6.5%

Camden National

Camden National

Forward Guidance

Camden National enters the second quarter with strong asset quality indicators and regulatory capital levels.