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Sep 30, 2024

Camden National Q3 2024 Earnings Report

Camden National's Q3 earnings were reported with net income of $13.1 million and diluted EPS of $0.90, driven by net interest margin expansion and robust asset quality.

Key Takeaways

Camden National Corporation reported a strong third quarter with a net income of $13.1 million and diluted EPS of $0.90, which is an increase of 9% and 11%, respectively, over the second quarter of 2024. The results were driven by net interest margin expansion and robust asset quality. The company also announced a pending merger with Northway Financial, Inc.

Net income for Q3 2024 was $13.1 million, an increase of 9% compared to Q2 2024.

Diluted EPS for Q3 2024 was $0.90, an increase of 11% compared to Q2 2024.

Net interest margin for Q3 2024 was 2.46%, an increase of 10 basis points over Q2 2024.

Asset quality remained strong, with non-performing loans improving by 6 basis points to 0.17% of total loans.

Total Revenue
$45M
Previous year: $37.7M
+19.5%
EPS
$0.94
Previous year: $0.67
+40.3%
Return on Average Assets
0.91%
Previous year: 0.68%
+33.8%
Return on Average Equity
10.04%
Previous year: 8.25%
+21.7%
Common Equity Ratio
9.22%
Previous year: 8.02%
+15.0%
Gross Profit
$75.1M
Previous year: $57.7M
+30.3%
Cash and Equivalents
$140M
Previous year: $212M
-34.0%
Free Cash Flow
-$19.5M
Previous year: $45.2M
-143.0%
Total Assets
$5.75B
Previous year: $5.78B
-0.6%

Camden National

Camden National

Forward Guidance

Camden National Corporation will host a conference call and webcast at 3:00 p.m., Eastern Time, on Tuesday, October 29, 2024 to discuss its third quarter 2024 financial results and outlook.