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Mar 31, 2024

Camden National Q1 2024 Earnings Report

Camden National reported first quarter earnings with strong asset quality, capital, and liquidity.

Key Takeaways

Camden National Corporation reported a net income of $13.3 million and diluted EPS of $0.91 for the first quarter of 2024. The company released $2.1 million in the provision for credit losses, including a $910,000 recovery on the sale of a Signature Bank corporate bond. Adjusted net income was $12.6 million, and adjusted diluted EPS was $0.86, a 1% increase over the previous quarter.

Net income available to common shareholders was $13.3 million, with diluted EPS at $0.91.

Company released $2.1 million in the provision for credit losses.

Adjusted net income (non-GAAP) was $12.6 million, and adjusted diluted EPS (non-GAAP) was $0.86, up 1% from Q4 2023.

Loans totaled $4.1 billion, an increase of 1% since December 31, 2023.

Total Revenue
$41.6M
Previous year: $44.1M
-5.8%
EPS
$0.86
Previous year: $0.87
-1.1%
Return on Average Assets
0.93%
Return on Average Equity
10.77%
Common Equity Ratio
8.66%
Previous year: 8.13%
+6.5%
Gross Profit
$60.2M
Previous year: $52.7M
+14.1%
Cash and Equivalents
$177M
Previous year: $75.7M
+133.3%
Free Cash Flow
$17.2M
Previous year: $14M
+22.8%
Total Assets
$5.8B
Previous year: $5.72B
+1.5%

Camden National

Camden National