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Jun 30, 2024

Camden National Q2 2024 Earnings Report

Reported second quarter earnings of $12.0 million and diluted EPS of $0.81.

Key Takeaways

Camden National Corporation reported earnings of $12.0 million and diluted EPS of $0.81 for the quarter ended June 30, 2024. The company's net interest margin expanded, and asset quality remained strong. Pre-tax, pre-provision income increased to $15.5 million.

Return on average assets was 0.84%, and return on average equity was 9.60%.

Net interest margin increased to 2.36%.

Asset quality remained strong, with non-performing loans at 0.23% of total loans.

Capital position remained strong, with a common equity ratio of 8.88%.

Total Revenue
$42.8M
Previous year: $42.8M
+0.1%
EPS
$0.81
Previous year: $0.85
-4.7%
Return on Average Assets
0.84%
Return on Average Equity
9.6%
GAAP Efficiency Ratio
63.77%
Gross Profit
$62.3M
Previous year: $41.5M
+50.0%
Cash and Equivalents
$106M
Previous year: $94.3M
+12.0%
Free Cash Flow
$13.2M
Previous year: $16.6M
-20.5%
Total Assets
$5.72B
Previous year: $5.75B
-0.4%

Camden National

Camden National

Forward Guidance

Camden National Corporation will host a conference call and webcast at 3:00 p.m., Eastern Time, on Tuesday, July 30, 2024 to discuss its second quarter 2024 financial results and outlook.