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Dec 31, 2019

Camden National Q4 2019 Earnings Report

Camden National's net income increased by 9% year-over-year and by 5% on a linked-quarter basis.

Key Takeaways

Camden National Corporation reported a net income of $15.2 million and diluted EPS of $0.99 for Q4 2019, representing an increase of 9% and 11% respectively, compared to Q4 2018. The company's record net income for 2019 reached $57.2 million, with a diluted EPS of $3.69.

Net income for the fourth quarter of 2019 increased 9% over the fourth quarter of 2018, and 5% on a linked-quarter basis.

Diluted EPS for the fourth quarter of 2019 increased 11% over the same period last year and 5% on a linked-quarter basis.

Return on average assets for the fourth quarter of 2019 was 1.35%, and return on average equity was 12.77%.

Loans and deposits decreased 1% and 2%, respectively, in the fourth quarter of 2019.

Total Revenue
$44.2M
Previous year: $41.1M
+7.6%
EPS
$0.99
Previous year: $0.89
+11.2%
Return on Average Assets
1.35%
Return on Average Equity
12.77%
GAAP Efficiency Ratio
56.16%
Gross Profit
$43.2M
Previous year: $29.9M
+44.8%
Cash and Equivalents
$75.6M
Previous year: $67M
+12.9%
Free Cash Flow
$28.1M
Previous year: $8.65M
+225.4%
Total Assets
$4.43B
Previous year: $4.3B
+3.1%

Camden National

Camden National

Camden National Revenue by Segment

Revenue & Expenses

Visualization of income flow from segment revenue to net income