Encore

Q3 2025 +10.46%Q2 2025 +5.18%Q1 2025 +23.90%Q4 2024 -21.88%Q3 2024 +4.89%Q2 2024 +9.09%Q1 2024 +11.94%Q4 2023 -9.62%Q3 2023 +9.69%Q2 2023 -5.65%Q1 2023 -4.92%Q4 2022 -6.47%Q3 2022 -9.65%Q2 2022 -18.35%Q1 2022 +6.42%Q4 2021 -7.01%Q3 2021 +10.38%Q2 2021 -2.01%Q1 2021 +4.76%Q4 2020 -0.39%Q3 2020 -1.97%Q2 2020 +27.76%Q1 2020 -1.58%Q4 2019 +10.75%Q3 2019 +7.66%Q2 2019 +7.77%Q1 2019 +17.28%Q4 2018 +2.15%Q3 2018 -10.82%Q2 2018 +11.73%Q1 2018 +1.12%Q4 2017 +7.39%Q3 2017 +6.88%Q2 2017 +5.83%Q1 2017 -6.15%Q4 2016 +1.88%Q3 2016 +38.93%Q2 2016 -16.31%Q1 2016 +2.83%Q4 2015 +5.40%Q3 2015 +0.86%Q2 2015 -5.66%Q1 2015 -3.38%Q4 2014 -7.92%Q3 2014 +0.64%Q2 2014 +1.51%Q1 2014 +2.83%Q4 2013 +1.58%Q3 2013 +0.96%Q2 2013 +11.20%Q1 2013 +4.01%Q4 2012 +5.69%Q3 2012 -7.02%Q2 2012 +8.05%Q1 2011 +8.28%Q1 2012 +8.28%Q4 2009 -2.29%Q4 2011 -2.29%Q3 2010 +2.53%Q3 2011 +2.53%Q2 2010 -9.51%Q2 2011 -9.51%Q4 2010 -9.51%Q1 2010 -2.20%

May 06, 2021

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Mar 31, 2021

Encore Q1 2021 Earnings Report

Encore delivered strong operational and financial performance.

Key Takeaways

Encore Capital Group reported a strong first quarter with increased revenues and net income. The company saw a significant rise in collections, driven by growth in both the U.S. and Europe. Portfolio purchases remained substantial, and the company continued to reduce its leverage ratio.

Collections increased 15% to $606 million compared to Q1 2020.

Revenues grew 44% to $417 million year-over-year.

GAAP Net Income was $95 million, a significant increase from the previous year.

The leverage ratio decreased to 2.1x, reflecting strong cash generation.

Previous year: -$0.19

-1663.2%