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Dec 31, 2021

Encore Q4 2021 Earnings Report

Delivered records for collections, earnings, and returns for the year and maintained a disciplined approach to the business.

Key Takeaways

Encore Capital Group reported consolidated financial results for Q4 and full year ended December 31, 2021. The company achieved new highs for collections, earnings, and returns in 2021.

Collections decreased by 3% compared to the same quarter last year.

Revenues decreased by 7% compared to the same quarter last year.

GAAP net income attributable to Encore increased by 104% compared to the same quarter last year.

GAAP earnings per share increased by 116% compared to the same quarter last year.

Total Revenue
$357M
Previous year: $383M
-6.6%
EPS
$2.53
Previous year: $1.3
+94.6%
Gross Profit
$196M
Previous year: $196M
+0.1%
Cash and Equivalents
$190M
Previous year: $189M
+0.2%
Free Cash Flow
$81.9M
Previous year: $50.9M
+60.7%
Total Assets
$4.61B
Previous year: $4.86B
-5.3%

Encore

Encore

Forward Guidance

Priorities in 2022 remain consistent with the fundamental objectives that have driven financial performance and created shareholder value over the past several years. Encore is well positioned to capitalize on the opportunities that will emerge as portfolio supply rises.