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Jun 30, 2021

Encore Q2 2021 Earnings Report

Strong performance was driven by record collections for both MCM and Cabot, portfolio purchases totaled $143M, and the last of the legacy Cabot bonds were refinanced.

Key Takeaways

Encore Capital Group reported strong Q2 2021 results, driven by record collections in both MCM and Cabot. The company's portfolio purchases were $143M, and they refinanced the last of the legacy Cabot bonds. Collections were up 21% compared to Q2 last year, while revenues were flat.

Strong performance driven by record collections for both MCM and Cabot

Portfolio purchases were $143M at a purchase price multiple of 2.4x

Refinanced the last of the legacy Cabot bonds with £250M of new senior secured notes at a significantly lower coupon, saving 325 bps

Repurchased ECPG shares totaling $27M in Q2 and $47M in the first half of 2021

Total Revenue
$428M
Previous year: $426M
+0.4%
EPS
$3.31
Previous year: $4.34
-23.7%
Portfolio purchases
$143M
Previous year: $148M
-3.4%
Gross Profit
$249M
Previous year: $220M
+13.5%
Cash and Equivalents
$199M
Previous year: $294M
-32.4%
Free Cash Flow
$73.3M
Previous year: $133M
-45.1%
Total Assets
$4.68B
Previous year: $4.74B
-1.3%

Encore

Encore

Encore Revenue by Geographic Location