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Sep 30, 2024

Encore Q3 2024 Earnings Report

Encore's third quarter performance was strong, driven by the MCM business and favorable purchasing conditions in the U.S.

Key Takeaways

Encore Capital Group reported a strong third quarter, with global portfolio purchases up 23% to $282 million and global collections up 18% to $550 million. The company raised its 2024 guidance, anticipating global portfolio purchasing to exceed $1,250 million and year-over-year collections growth of approximately 15% to over $2,125 million.

Highly favorable purchasing conditions continue in the U.S. market.

Global portfolio purchases increased by 23% to $282 million.

Global collections increased by 18% to $550 million.

GAAP EPS reached $1.26.

Total Revenue
$402M
Previous year: $276M
+45.9%
EPS
$1.26
Previous year: $0.79
+59.5%
Gross Profit
$228M
Previous year: $150M
+51.6%
Cash and Equivalents
$247M
Previous year: $145M
+70.9%
Free Cash Flow
$39.9M
Previous year: $46.3M
-13.8%
Total Assets
$4.99B
Previous year: $4.76B
+4.9%

Encore

Encore

Forward Guidance

Encore anticipates global portfolio purchasing this year will exceed $1,250 million and expects year-over-year collections growth to be approximately 15% to over $2,125 million.