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Mar 31, 2022

Encore Q1 2022 Earnings Report

Delivered best-in-class returns and solid cash flows, driven by stronger-than-expected collections in the U.S.

Key Takeaways

Encore Capital Group reported exceptional Q1 performance with increased revenues and net income, driven by stronger-than-expected collections in the U.S. Global portfolio purchases remained consistent, and the company continued to return capital to shareholders through share repurchases.

Exceptional Q1 performance driven by continued stronger-than-expected collections in the U.S.

Global portfolio purchases were $170M at a purchase price multiple of 2.3x

Lending growth continues as a leading indicator of future portfolio supply

$26M of ECPG share repurchases in Q1, with $415M returned to shareholders over the past 5 quarters

Total Revenue
$500M
Previous year: $417M
+19.9%
EPS
$6.4
Previous year: $2.97
+115.5%
Gross Profit
$337M
Previous year: $240M
+40.3%
Cash and Equivalents
$160M
Previous year: $185M
-13.2%
Free Cash Flow
$47.5M
Previous year: $65.3M
-27.4%
Total Assets
$4.61B
Previous year: $4.77B
-3.3%

Encore

Encore

Forward Guidance

No forward guidance was provided in the earnings report.