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Jun 30, 2020

First Citizens Q2 2020 Earnings Report

Reported strong earnings due to solid balance-sheet growth and a high level of liquidity.

Key Takeaways

First Citizens BancShares reported a net income of $153.8 million for Q2 2020, an increase of 28.8% compared to Q2 2019. The increase was driven by growth in net interest income and noninterest income.

Net income for the second quarter of 2020 totaled $153.8 million, an increase of $34.4 million compared to the same quarter in 2019.

Net income per common share increased to $14.74 in the second quarter of 2020, from $10.56 per share during the same quarter in 2019.

Total loans grew to $32.42 billion, an increase of $3.54 billion since December 31, 2019.

Total deposits grew to $41.48 billion, an increase of $7.05 billion since December 31, 2019.

Total Revenue
$337M
Previous year: $327M
+3.1%
EPS
$14.7
Previous year: $10.6
+39.6%
Net Interest Margin
3.14%
Previous year: 3.77%
-16.7%
Cash and Equivalents
$3.5B
Previous year: $284M
+1130.6%
Free Cash Flow
$47.4M
Previous year: $48.7M
-2.8%
Total Assets
$47.9B
Previous year: $37.7B
+27.1%

First Citizens

First Citizens

Forward Guidance

The effective tax rate for the remainder of 2020 is estimated to be approximately 21%.