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Dec 31, 2021

First Citizens Q4 2021 Earnings Report

Earnings decreased compared to the same quarter in 2020.

Key Takeaways

First Citizens BancShares reported a decrease in net income for Q4 2021 compared to Q4 2020. Net income was $123.3 million, a decrease of $14.8 million or 10.7%. The merger with CIT Group, Inc. was completed on January 3, 2022, but the Q4 results do not include financial results of CIT.

Net income was $123.3 million, a decrease of $14.8 million or 10.7% compared to Q4 2020.

Net income per common share was $12.09, compared to $13.59 per share for the same quarter in 2020.

Taxable-equivalent net interest margin was 2.58%, down 44 basis points from 3.02% for the comparable quarter in 2020.

Total deposits grew to $51.4 billion, an increase of $8.0 billion or 18.4% since December 31, 2020, driven by organic growth.

Total Revenue
$357M
Previous year: $359M
-0.4%
EPS
$12.1
Previous year: $13.6
-11.0%
Net Interest Margin
2.58%
Previous year: 3.02%
-14.6%
Tier 1 Capital Ratio
12.47%
Common Equity Tier 1
11.5%
Cash and Equivalents
$9.03B
Previous year: $4.71B
+91.7%
Free Cash Flow
$143M
Previous year: $88.9M
+61.0%
Total Assets
$58.3B
Previous year: $50B
+16.7%

First Citizens

First Citizens