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Sep 30, 2020

First Citizens Q3 2020 Earnings Report

First Citizens BancShares reported strong earnings for the third quarter of 2020, with an increase in net income compared to the same quarter in 2019.

Key Takeaways

First Citizens BancShares reported a net income of $142.7 million for Q3 2020, a 14.3% increase compared to Q3 2019. The company's net interest income also increased by 5.1% to $353.7 million. Total loans grew, and deposits increased by 30.3% on an annualized basis.

Net income for the third quarter of 2020 totaled $142.7 million, up 14.3% compared to Q3 2019.

Net interest income increased to $353.7 million, a 5.1% rise compared to the same quarter in the previous year.

Total loans grew by $3.96 billion since December 31, 2019.

Total deposits increased by $7.82 billion since December 31, 2019.

Total Revenue
$354M
Previous year: $336M
+5.1%
EPS
$14
Previous year: $11.3
+24.5%
Net Interest Margin
3.06%
Tier 1 Capital Ratio
11.5%
Common Equity Tier 1
10.4%
Cash and Equivalents
$352M
Previous year: $289M
+22.0%
Free Cash Flow
$79.7M
Previous year: $145M
-45.1%
Total Assets
$48.7B
Previous year: $37.7B
+28.9%

First Citizens

First Citizens

Forward Guidance

BancShares cancelled its live conference call originally scheduled for October 28, 2020, due to entry into a definitive merger agreement with CIT. There will be a joint conference call to discuss the transaction and third quarter 2020 earnings.