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Jun 30, 2021

First Citizens Q2 2021 Earnings Report

Reported strong earnings for the second quarter of 2021.

Key Takeaways

First Citizens BancShares reported a net income of $152.8 million for Q2 2021, a slight decrease of 0.6% compared to Q2 2020. Net interest income increased by 2.7% to $346.4 million, while noninterest income decreased by 18.9% to $134.2 million. Total deposits grew by 23.1% on an annualized basis, reaching $48.4 billion.

Net income was $152.8 million, a 0.6% decrease compared to the same quarter in 2020.

Net interest income increased by 2.7% to $346.4 million.

Noninterest income decreased by 18.9% to $134.2 million, primarily due to a decline in fair market value adjustments on marketable equity securities.

Total deposits grew by 23.1% on an annualized basis, reaching $48.4 billion.

Total Revenue
$346M
Previous year: $337M
+2.7%
EPS
$15.1
Previous year: $14.7
+2.4%
Net Interest Margin
2.68%
Previous year: 3.14%
-14.6%
Net Charge-Off Ratio
0.02%
Tier 1 Capital Ratio
12.1%
Cash and Equivalents
$395M
Previous year: $3.5B
-88.7%
Free Cash Flow
-$750M
Previous year: $47.4M
-1683.3%
Total Assets
$55.2B
Previous year: $47.9B
+15.3%

First Citizens

First Citizens

Forward Guidance

The completion of the proposed merger with CIT Group Inc. remains subject to approval from the Board of Governors of the Federal Reserve System and closing is expected in the third quarter, subject to such approval and the satisfaction or waiver of other customary closing conditions.