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Dec 31, 2023

First Citizens Q4 2023 Earnings Report

First Citizens BancShares reported solid financial results, completing the integration with CIT and stabilizing SVB.

Key Takeaways

First Citizens BancShares reported a net income of $514 million for Q4 2023, compared to $752 million in the previous quarter. The results were impacted by acquisition-related expenses, a decrease in the preliminary gain on acquisition, an FDIC insurance special assessment, intangible asset amortization, and a fair value adjustment on marketable equity securities.

Net income for the quarter was $514 million.

Net interest income totaled $1.91 billion.

Loans and leases reached $133.30 billion.

Deposits totaled $145.85 billion.

Total Revenue
$1.91B
Previous year: $802M
+138.2%
EPS
$46.6
Previous year: $20.9
+122.4%
Net Interest Margin
3.86%
Previous year: 3.36%
+14.9%
Cash and Equivalents
$908M
Previous year: $518M
+75.3%
Free Cash Flow
$693M
Previous year: $946M
-26.7%
Total Assets
$214B
Previous year: $109B
+95.6%

First Citizens

First Citizens

Forward Guidance

The company remains focused on prudent risk management, growing core lines of business, and maintaining solid capital and liquidity positions in 2024.