Mar 31, 2020

James River Q1 2020 Earnings Report

James River reported a net loss due to investment volatility but core E&S business grew.

Key Takeaways

James River Group Holdings reported a net loss of $36.8 million for Q1 2020, driven by investment volatility, particularly in its senior secured bank loan portfolio. However, the core E&S business showed strong growth with gross written premiums up by 37%.

Net loss of $36.8 million, or $1.21 per diluted share.

Adjusted net operating income of $15.4 million, or $0.50 per diluted share.

Core E&S gross written premium grew by 37%.

Net investment income increased by 7% to $20.8 million.

Total Revenue
$146M
Previous year: $190M
-23.3%
EPS
$0.5
Previous year: $0.71
-29.6%
Combined Ratio
100.6%
Previous year: 96.2%
+4.6%
Expense Ratio
34.2%
Previous year: 22.6%
+51.3%
Loss Ratio
66.4%
Previous year: 73.6%
-9.8%
Gross Profit
$58.5M
Previous year: $168M
-65.2%
Cash and Equivalents
$291M
Previous year: $133M
+119.7%
Free Cash Flow
-$65.6M
Previous year: $35.3M
-285.9%
Total Assets
$5B
Previous year: $3.3B
+51.5%

James River

James River

James River Revenue by Segment

Forward Guidance

This press release contains forward-looking statements as that term is defined in the Private Securities Litigation Reform Act of 1995. Forward-looking statements involve risks and uncertainties that could cause actual results to differ materially from those in the forward-looking statements.

Revenue & Expenses

Visualization of income flow from segment revenue to net income