Jun 30, 2023

James River Q2 2023 Earnings Report

James River reported strong earnings driven by robust E&S market conditions and effective portfolio management.

Key Takeaways

James River Group Holdings reported a net income available to common shareholders of $21.1 million, or $0.54 per diluted share, for the second quarter of 2023. The company's adjusted net operating income was $20.6 million, or $0.53 per diluted share. The combined ratio for the group was 94.6%, and the Excess and Surplus Lines segment had a combined ratio of 87.8%.

Group combined ratio of 94.6% and E&S segment combined ratio of 87.8%.

Core E&S gross written premium growth of 9.0% compared to the prior year quarter.

E&S segment renewal rate change increased 11.0% from the prior year quarter.

Net investment income increased 71.2% compared to the prior year quarter.

Total Revenue
$210M
Previous year: $186M
+12.6%
EPS
$0.53
Previous year: $0.52
+1.9%
Combined Ratio
94.6%
Previous year: 91%
+4.0%
Expense Ratio
27.5%
Previous year: 25.8%
+6.6%
Loss Ratio
67.1%
Previous year: 65.2%
+2.9%
Gross Profit
$179M
Previous year: $136M
+32.3%
Cash and Equivalents
$227M
Previous year: $351M
-35.2%
Free Cash Flow
$22.3M
Previous year: $72.5M
-69.3%
Total Assets
$5.3B
Previous year: $5.27B
+0.6%

James River

James River

James River Revenue by Segment

Forward Guidance

The company did not provide specific forward guidance in this earnings report.

Revenue & Expenses

Visualization of income flow from segment revenue to net income