Jun 30, 2022

James River Q2 2022 Earnings Report

James River reported a net income of $5.0 million and an adjusted net operating income of $20.0 million for Q2 2022.

Key Takeaways

James River Group Holdings reported second quarter 2022 net income available to common shareholders of $5.0 million, or $0.13 per diluted share, compared to $20.8 million, or $0.60 per diluted share, for the second quarter of 2021. Adjusted net operating income for the second quarter of 2022 was $20.0 million, or $0.52 per diluted share, compared to $18.8 million, or $0.54 per diluted share, for the same period in 2021. The Group combined ratio was 91.0%, with the Excess and Surplus Lines segment producing a combined ratio of 83.8%.

Net income available to common shareholders was $5.0 million ($0.13 per diluted share).

Adjusted net operating income was $20.0 million ($0.52 per diluted share), resulting in an adjusted net operating return on tangible common equity of 19.9%.

The Group combined ratio was 91.0%.

Excess and Surplus Lines segment produced a combined ratio of 83.8%.

Total Revenue
$186M
Previous year: $173M
+7.8%
EPS
$0.52
Previous year: $0.54
-3.7%
Combined Ratio
91%
Previous year: 89.7%
+1.4%
Expense Ratio
25.8%
Previous year: 26%
-0.8%
Loss Ratio
65.2%
Previous year: 63.7%
+2.4%
Gross Profit
$136M
Previous year: $146M
-6.8%
Cash and Equivalents
$351M
Previous year: $361M
-2.8%
Free Cash Flow
$72.5M
Previous year: -$13.9M
-622.7%
Total Assets
$5.27B
Previous year: $5.39B
-2.3%

James River

James River

James River Revenue by Segment

Forward Guidance

No specific forward guidance was provided in the document.

Revenue & Expenses

Visualization of income flow from segment revenue to net income