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Mar 31, 2024

Payoneer Q1 2024 Earnings Report

Payoneer reported record quarterly revenue and strong profitability, driven by growth across all channels and faster growth in higher take rate B2B and Merchant Services businesses.

Key Takeaways

Payoneer delivered record quarterly revenue of $228.2 million, up 19% year-over-year, driven by strong growth across the entire platform. The company grew ICPs by 8% and generated 21% volume growth. Net income increased by 265% year-over-year to $29.0 million.

Record quarterly revenue, up 19% year-over-year.

Volume grew by 21%, including 33% B2B volume growth.

Active ICP growth of 8%, including 13% growth in larger ICPs.

Spend on Payoneer cards increased by 34% year-over-year.

Total Revenue
$228M
Previous year: $192M
+18.8%
EPS
$0.08
Previous year: $0.02
+300.0%
Gross Profit
$185M
Previous year: $165M
+12.3%
Cash and Equivalents
$6.52B
Previous year: $545M
+1096.6%
Free Cash Flow
$37.9M
Previous year: $2.14M
+1672.4%
Total Assets
$6.8B
Previous year: $6.24B
+8.9%

Payoneer

Payoneer

Forward Guidance

Payoneer is raising its 2024 revenue guidance to $895 million - $905 million and adjusted EBITDA guidance to $200 million to $210 million.

Positive Outlook

  • Strong growth across the entire platform
  • Faster growth in higher take rate B2B and Merchant Services businesses
  • Increased acquisition
  • Improved retention of most valuable customers
  • Enhancing financial stack and further penetrate the fast-growing B2B market

Challenges Ahead

  • Changes in applicable laws or regulations
  • Adversely affected by geopolitical events and conflicts
  • Changes in the assumptions underlying our financial estimates
  • Outcome of any known and/or unknown legal or regulatory proceedings
  • Other risks and uncertainties set forth in Payoneer’s Annual Report on Form 10-K