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Sep 30, 2023

Payoneer Q3 2023 Earnings Report

Payoneer delivered a quarter of record revenue, up 31% year-over-year and raised adjusted EBITDA guidance.

Key Takeaways

Payoneer reported a strong third quarter with record revenue of $208 million, a 31% increase year-over-year. Net income was $12.8 million, and adjusted EBITDA reached $58.2 million, a 357% increase year-over-year. The company reiterated its 2023 revenue guidance and raised its adjusted EBITDA guidance.

Revenue increased by 31% year-over-year, reaching a record $208 million.

Active ICPs grew by 5% year-over-year, with larger ICPs (>$10k/month volume) growing by 17%.

Net income was $12.8 million, a significant improvement compared to the previous year.

Adjusted EBITDA increased by 357% year-over-year, reaching $58.2 million.

Total Revenue
$208M
Previous year: $159M
+30.9%
EPS
$0.03
Previous year: -$0.08
-137.5%
Gross Profit
$171M
Previous year: $131M
+30.6%
Cash and Equivalents
$593M
Previous year: $508M
+16.8%
Free Cash Flow
$39.5M
Previous year: $13.4M
+194.5%
Total Assets
$6.22B
Previous year: $5.76B
+8.0%

Payoneer

Payoneer

Forward Guidance

Payoneer reiterated its full year 2023 revenue guidance of $820 million - $830 million and raised its adjusted EBITDA guidance to $195 million to $205 million.

Positive Outlook

  • Steadily increasing active ICPs
  • Improving monetization of customers
  • Cross selling product suite
  • Commitment to driving operating leverage
  • Accelerating investments in product roadmap, customer experience, and global licensing framework