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Sep 30, 2022

Payoneer Q3 2022 Earnings Report

Payoneer reported strong third quarter results with 30% revenue growth and raised full year 2022 revenue and adjusted EBITDA guidance.

Key Takeaways

Payoneer reported a strong third quarter, achieving 30% year-over-year revenue growth. The company's performance was driven by solid customer acquisition, adoption of High Value Services, and accelerating interest income revenue from customer funds.

30% year-over-year revenue growth in Q3 2022.

39% year-over-year revenue growth in emerging markets.

B2B AP/AR volumes represented 12% of total volume, up from 9% a year ago, with 39% year-over-year growth.

Take rate increased to 105 basis points, up from 90 basis points a year ago.

Total Revenue
$159M
Previous year: $123M
+29.6%
EPS
-$0.08
Previous year: -$0.03
+166.7%
Gross Profit
$131M
Previous year: $98M
+33.6%
Cash and Equivalents
$508M
Previous year: $449M
+13.1%
Free Cash Flow
$13.4M
Previous year: -$7.68M
-274.6%
Total Assets
$5.76B
Previous year: $4.36B
+32.1%

Payoneer

Payoneer

Forward Guidance

Payoneer raised its guidance for 2022, expecting revenue between $605 million and $615 million and adjusted EBITDA between $40 million and $43 million.

Positive Outlook

  • Delivering strong results despite higher inflation.
  • Delivering strong results despite slowing economic growth.
  • Delivering strong results despite the war in Ukraine.
  • Payoneer is trusted by customers.
  • Payoneer benefits from rising interest rates.