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Jun 30, 2022

Payoneer Q2 2022 Earnings Report

Payoneer experienced revenue growth and profitability.

Key Takeaways

Payoneer's Q2 2022 results showed strong revenue growth of 34% year-over-year, positive adjusted EBITDA, and an increase in full-year revenue and adjusted EBITDA guidance. The company's multi-year investments in a diverse and global business model across industries, products, and geographies drove the results.

Revenue grew 34% year-over-year.

Portfolio of emerging markets revenue grew 50% year-over-year.

B2B AP/AR volumes grew over 65% year-over-year and represented 12% of total volume.

Customer funds exceeded $5 billion for the first time as of June 30, 2022.

Total Revenue
$148M
Previous year: $111M
+33.6%
EPS
$0.01
Previous year: -$0.75
-101.3%
Gross Profit
$122M
Previous year: $82.4M
+48.0%
Cash and Equivalents
$492M
Previous year: $499M
-1.3%
Free Cash Flow
$24.1M
Previous year: $31.9M
-24.5%
Total Assets
$5.84B
Previous year: $4.33B
+34.8%

Payoneer

Payoneer

Forward Guidance

Payoneer raised its revenue guidance for the full year, reflecting its views on the evolving macro-economic and geopolitical environment, the diversity of geographies and industries served, and the strength of its operations. The company anticipates positive adjusted EBITDA for 2022 while investing in its long-term growth.

Positive Outlook

  • Global breadth of business and diversity of revenue drivers.
  • Good momentum heading into the second half of 2022.
  • Traction in strategic investments.
  • Improving outlook on business in Ukraine given the resilience of its people despite the ongoing war.
  • Contribution from interest income in a rising rate environment.

Challenges Ahead

  • Evolving broader macro-economic environment.
  • Evolving broader geopolitical environment.
  • Uncertainty ahead around inflation.
  • Uncertainty ahead around economic growth.
  • Uncertainty ahead around interest rate levels.